Sound Equipment Cover
We’ll cover all your navigational equipment, radio and any other audio and visual equipment which is permanently fitted to your car.
Vandalism Cover
We’ll replace or repair a damaged windscreen or window (including scratched paintwork caused by broken glass) and this won’t affect your No Claims Discount.
Courtesy Car
If you've made a claim on your policy and your car is being repaired by one of our approved repairers, they’ll typically provide you with a class A courtesy car (Small hatchback) for the duration of the repairs at no cost to you.
Hotel Expenses
You're covered for up to £200 if you require a hotel stay when your car is involved in an accident.
Accidental Damage
We’ll replace or repair your car, spare parts or accessories if they are lost, stolen or damaged.
Windscreen Cover
We'll replace or repair a damaged windscreen or window (including scratched paintwork caused by broken glass) and this won’t affect your No Claims Discount.
Personal Belongings
We'll pay up to £200 for loss of, or damage to, personal belongings in or on your car caused by accidental damage, fire or theft.
Personal Accident
We’ll pay out up to £7,500 if an accident in your car results in your death, permanent loss of sight or loss of one or more limbs.
24/7 Locksmith Cover
With our Key Assist Cover, you'll be covered for any of the below:
- Replacement of keys when lost, stolen or accidentally damaged (including immobiliser, infra-red handset or alarm if it can’t be reprogrammed)
- All your car, home and office keys on your keyring
- Locksmith charges
- New locks if it's determined that your key claim represents a security risk
- If your car is unusable, up to 3 days' of reasonable travel expenses at £50 per day while your keys are being replaced
- Multiple claims across the policy term, totalling £1,500 per period of insurance
- Claims up to £100 where the keys are locked inside a property or vehicle or broken in the lock or ignition
- If you’re stranded due to keys being lost, accidentally damaged or stolen, up to £300 towards onward transportation costs to your destination
Don't worry, a key claim won't show as a claim and won't impact your No Claims Discount on your main motor policy.
Please note Key Assist Cover doesn’t provide cover for keys damaged over time by wear and tear, non-accidental damage and general maintenance of insured cars keys or locks.
RAC Breakdown Cover
If you rely on your car for work, the school run or just day-to-day needs, the last thing you need is a breakdown to upset your routine. We offer multiple levels of RAC Breakdown Cover to help you get back up and running. You’ll be able to choose your level of Breakdown Cover on the next page.
Legal Expenses Cover
With Legal Cover, you can get up to £100,000 to help recover losses and costs if you're in an accident that wasn't your fault.
If the accident wasn’t your fault, you can claim back your losses from the other driver’s insurance. With Legal Expenses Cover, our legal team will help claim these losses for you.
If another driver takes you to court, we’ve got you covered. We’ll provide up to £5,000,000 to help you defend yourself.
Legal Cover also helps with other expenses not covered by standard car insurance if an accident wasn’t your fault. For example, if you can't work because of the accident, uninsured loss recovery can help you get back up to £100,000 of your lost income.